Low recoveries of NPAS: RBI releases data


 While public sector banks have claimed a 1,50,960 -crore reduction in their nonperforming asset (NPA) level over 2017-18, about 55% of this was due to write-offs and only 27% was actual recoveries, according to  RBI Governor Urjit Patel.                                                                                                                                                                                                

   According to the information available, the public sector banks have a Rs.1,50,960 crore reduction in their NPA levels from the very beginning of the financial year 2017-18  till December 31, 2017. However, the data all so showed that the same period saw 2,37,475 crore of loans being added to the NPA list, thereby leading to an overall worsening of the NPA situation. Further, within the Rs.1,50,960 crore was due to write-offs. It shows only Rs.41,391 crore or 27 % of the reduction in NPA  was due to actual recoveries. In addition, Rs.25,297 crores worth of loans were upgraded from NPA status.                                                                                           

   Private sector banks saw a reduction of Rs.46,091 crore in their NPA levels by December 31, 2017, compared with what they were as of April 1, 2017.  But, fresh additions to the NPA list amounted to Rs.60,800 crore.         

    Private sector banks, about 40.2%  of the reduction in their NPA were due to write-offs. Actual recoveries accounted for 34.2% of the reduction, while upgrades accorded for 24.1%2 of the reductions. Gross NPAs with public, sector banks stood at Rs.7,77,280, crore at the end of December  2017, up from Rs.5,39,968 crore as on March 31, 2016. Private sector banks' gross NPA levels grew to Rs.1,07,796 crore by December 31, 2017, from Rs.55.853crore as on March 31, 2016.                                                                                                                                                                                                                                                                               

  The irony is that bank frauds increased in both numbers and values over the last three years.                                                                                                                                                                                   

   While 4,693 frauds of more than 1 lakh were reported in 2015-16, numbers increased to 5,904 in 2017-18, an increase of 26%. Over the same period, the value of these frauds increased from Rs.18,698.8 crore toRs.32,361,27crore


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Central Silk Board (CSB)  has developed races of silkworm seed of mulberry and Vanya silk to increase the productivity of cocoons and to increase monetary benefits to farmers engaged in sericulture


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ദേശീയ / സംസ്ഥാന അവാര്‍ഡുകള്‍ക്ക് പരിഗണിക്കുന്നതിനുള്ള വിവിധ വിഭാഗം സിനിമകള്‍ (ഫീച്ചര്‍, ഷോര്‍ട്ട് ഫിലിം, ഡോക്യുമെന്ററികള്‍, കുട്ടികളുടെ ചലചിത്രങ്ങള്‍ മുതലായവ) ഫിലിം സര്‍ട്ടിഫിക്കേഷനും  സ്‌ക്രീനിംഗി